Michigan drivers have known for a long time that they pay the highest rates in the country for car insurance although they might not have understood exactly why. Recent legislative changes are now making cheaper rates possible for many drivers all over West Michigan but in order to know if you should take advantage of these changes, it’s important to understand how Michigan car insurance will change on July 2, 2020.

 

Why Are Michigan Rates So High?

Rates for Michigan drivers have been the highest in the USA in large part because of the mandatory insurance coverage requirement of Personal Injury Protection with unlimited medical coverage on car accident injuries. While these requirements guaranteed many health and recovery benefits to injured drivers, including lost wages, in-home nursing care and specialized medical treatments, they also came at a high cost to insurance companies. This cost was passed onto all Michigan drivers to account for those expensive losses and the problem becomes compounded when drivers drop insurance coverage because they can’t afford it.

These factors made Michigan insurance rates the most expensive in the nation and have created significant economic impacts across the state with Michiganders paying 4.8% of their income on auto insurance premiums which is double the national average of 2.4% of drivers in other states.

 

What Will Change?

 

New PIP Coverage Options

Michigan legislators and drivers have spent decades debating how to reduce the financial burden on drivers and a solution was finally signed into law last year. In doing so, they created five different PIP (Personal Injury Protection) options for drivers, allowing them to keep unlimited PIP or choose less coverage for greater discounts. The law requires insurance drivers to reduce the cost of only the PIP portion of car insurance by the following amounts until July 1, 2028.

  • Unlimited PIP Coverage (10% reduction) – covers unlimited lifetime car accident injury expenses.
  • $500,000 of PIP Coverage (20% reduction) – covers car accident injury expenses up to $500,000.
  • $250,000 of PIP Coverage (35% reduction) – covers car accident injury expenses up to $250,000.
  • $50,000 of PIP Coverage (45% reduction) – covers car accident injury expenses up to $50,000 & is the lowest option available for Medicaid recipients.
  • Out of PIP Coverage (100% reduction) – drivers can opt out of PIP coverage completely only if they have Medicare or a qualifying health insurance plan that covers car accident injuries.

Insurers with no PIP will lose accommodations for an injured person’s care, recovery or rehabilitation which includes but is not limited to:

  • Attendant care
  • Rehabilitation past the point in which further progress is no longer likely
  • Home modifications (e.g. wheelchair ramps into primary residence)
  • Auto modifications (e.g. automatic lifts to assist with entry and exit of vehicles)
  • Lost wages

 

More Required Liability Coverage

Michigan’s “no-fault” insurance helps reduce the number of lawsuits between drivers because drivers typically turn to their own insurance provider to cover expenses but they can still be sued if they cause an accident that results in another person’s serious injury or death. That’s where liability coverage comes into play and how recent changes affect it.

Before July 1, 2020: Drivers have to buy a minimum of $20,000 of coverage for one person injured or killed in an accident and $40,000 of coverage for accidents with two or more people injured or killed.

After July 1, 2020: Drivers will be offered a default minimum of $250,000 of coverage for one person injured or killed in an accident and $500,000 of coverage for accidents with two or more people injured or killed. Drivers will be allowed to request and receive reduced minimums of $50,000 and $100,000 respectively.

 

Certain Personal Information Banned From Pricing

Each state set its own rules for what information insurance companies can or can’t use when pricing auto insurance. This included what kind of car you drive, annual mileage and dozens of other potential factors such as credit history and what level of education you last completed, and insurers used this personal information to calculate how likely a driver is to file a claim. On July 1, 2020, insurers will no longer be able to use gender, marital status, occupation, education, zip code, credit score or residential status to determine your rate. They will still be allowed to use certain information such as payment history and “territories” as an alternative to zip codes.

 

Limits On Medical Billing

Health care as a whole has become more expensive in the U.S. but medical claims resulting from car crashes are especially prone to price inflation. In fact, one study in Michigan found that while auto insurers sometimes paid more than $3000 for a patient’s MRI, Medicare typically paid $500 for the exact same procedure. That’s in part because Michigan law required insurers to pay whatever is “reasonably necessary” to treat crash victims. Disputes over what’s covered and its cost often end up in court, further driving up the costs of insurance for all Michigan drivers.

But on July 1, 2021, Michigan will institute a new medical fee schedule to cap how much insurers are required to pay for medical services and treatments. The limits would phase in starting at 200%-250% of what Medicare would pay for a medical procedure. The reimbursement rate will drop to 190%-230%, depending on the type of medical facility by 2023.

 

The Good & The Bad

Lawmakers and drivers alike believe these changes can help reduce the burden of what Michigan drivers are forced to pay for their auto insurance but it’s important to fully understand the changes and risks you now face by choosing less coverage. Remember, drivers pay for PIP coverage so their own auto insurer covers their (and their passengers) injury expenses after an accident. Choosing a lower coverage limit can reduce the cost of your insurance but if you are involved in an accident, your medical expenses will be paid only up to the limit you choose. Always consult your insurance agent to see what they recommend would work best for you.

 

 

If you find yourself searching for your next used SUV, minivan, truck or car to fit your needs and your budget, we invite you to check out all of our theft recovered inventory or all of our current inventory of Used Trucks, Vans, SUVs and Cars. At Broadmoor Motors, we specialize in finding the right used minivan, truck, SUV or car to fit your personal or business needs, all while giving you the best deal we can on both your purchase and trade-in. Our family has been in the car business for over 60 years and continues to be family owned and operated in all of our Caledonia, Hastings and Wayland locations with financing available to those who qualify. We will find you the right vehicle to fit both your budget and your needs in a pressure-free environment.

Check out our reviews online and buy with confidence!! Family Owned & Operated and with Financing Available, we stand behind our Vehicles and our Warranty so you can be assured your used Car, Truck, Van or SUV will be reliable! Broadmoor Motors is your local choice for Car Sales in the greater Hastings, Middleville, Caledonia, Grand Rapids, Wayland, Byron Center, Dorr, Hopkins, Kalamazoo, Battle Creek, Lansing, Lake Odesa, Kentwood, Holland, Zeeland, Moline, Cutlerville, Wyoming, Hudsonville, Grandville, Jenison, Hamilton, Ionia and Allegan. Ask about our BMG Protection Plan, this is not an aftermarket product! area. Let Broadmoor Motors save you time and money when buying your next quality, Pre-Owned Car, Family Minivan, All Wheel Drive SUV, Commercial Van or Work Truck. Whether you need to replace your current car, minivan, truck or SUV with a great used vehicle, we can help you out. Broadmoor Motors is here for all your Car Sales, and Auto Service needs in the Byron Center, Kentwood, Caledonia, Middleville, Hastings, greater Grand Rapids, Wayland, and Barry County area. With four locations to serve you in Middleville, Wayland, Hastings, and Caledonia, we’re here for all your Sales & Service needs. Give us a call at 616.698.9595 in Caledonia, 269.397.2400 in Wayland, 269.205.2613 in Middleville or 269.320.6304 in Hastings to see how we can get you back on the road!

 

 

Buying a car during a global pandemic is not for everyone but for some buyers in West Michigan, it might just be a perfect time. Looking at how the coronavirus has impacted car buying experience and knowing what things to look out for can help you know what to expect when you’re shopping and help you decide if you should buy a car during COVID 19.

 

Changes In Shopping

With the governor now including some vehicle sales as critical infrastructure under “Section 9(i) For purposes of this order, critical infrastructure workers also include: Workers at motor vehicle dealerships who are necessary to facilitate remote and electronic sales or leases, or to deliver motor vehicles to customers, provided that showrooms remain closed to in-person traffic.”, those who are in need of a vehicle in the greater Grand Rapids area are able to buy one again. It will just look a little different than people have experienced in the past when purchasing a car.

Whether purchasing a new or used vehicle, showrooms opened by appointment only on May 21, giving car shoppers the ability to once again kick tires and view vehicles in person. But beginning the process online and contacting dealerships through email, live chat or phone, can help narrow down the prospective vehicles to find the one you are serious about before taking the next step of making an appointment to talk to a salesperson and take a test drive if interested. While much of this process is not necessarily different with much of the beginning steps taking place strictly online, needing to set up an appointment with a salesman before stopping in means buyers need to be much more intentional on what vehicles they are serious about before venturing out to a dealership to see it in person.

 

Better Financing

During “normal” times, the average auto interest rate is typically between 4% and 5% but with the ongoing uncertainty of coronavirus and its impacts on the economy, auto manufacturers and lenders have started offering extremely low interest rates and even offering deferred payments to help people get into a vehicle today. Something to consider is just how much that lower interest rate could save you. Let’s say you get a 7-year, $35,000 loan with a 5% interest rate. Over the course of the seven year loan, you would end up paying approximately an additional $2300 in interest than if you had secured a similar loan with a three percent interest rate. Which, in the end, means you ultimately paid $2300 more on the vehicle than you needed to if your interest rate is higher than it has to be. Tip of the day: shop your interest rate and lender just as thoroughly as you do your vehicle because it could end up greatly impacting the bottom line price of your vehicle.

 

 

Know Your Bottom Line

With more happening behind the scenes virtually and not necessarily in person as car sales have traditionally been in the past, it is even more important than ever for car buyers to understand the bottom line of the deal that they are getting. Does that zero percent interest rate come with strings attached? Will an allowed deferment in payments still accrue interest, making the loan more costly in the end? Or will you sell the vehicle before you’ve paid off the balance of the loan and lost valuable equity you needed to sell it for a profit or to even break even?

 

In the end, whether you end up buying a new or used vehicle, it’s still important to trust the individual and dealership you are buying it from. In a time where so much has moved to online interaction and less face to face, it’s important to research reviews prior customers have left to see what they are saying about their dealings with the dealership in order to gain trust and feel confident you are not going to get taken advantage of and will be securing the best vehicle and deal you can for your hard-earned money.

 

 

If you find yourself searching for your next used SUV, minivan, truck or car to fit your needs and your budget, we invite you to check out all of our theft recovered inventory or all of our current inventory of Used Trucks, Vans, SUVs and Cars. At Broadmoor Motors, we specialize in finding the right used minivan, truck, SUV or car to fit your personal or business needs, all while giving you the best deal we can on both your purchase and trade-in. Our family has been in the car business for over 60 years and continues to be family owned and operated in all of our Caledonia, Hastings and Wayland locations with financing available to those who qualify. We will find you the right vehicle to fit both your budget and your needs in a pressure-free environment.

Check out our reviews online and buy with confidence!! Family Owned & Operated and with Financing Available, we stand behind our Vehicles and our Warranty so you can be assured your used Car, Truck, Van or SUV will be reliable! Broadmoor Motors is your local choice for Car Sales in the greater Hastings, Middleville, Caledonia, Grand Rapids, Wayland, Byron Center, Dorr, Hopkins, Kalamazoo, Battle Creek, Lansing, Lake Odesa, Kentwood, Holland, Zeeland, Moline, Cutlerville, Wyoming, Hudsonville, Grandville, Jenison, Hamilton, Ionia and Allegan. Ask about our BMG Protection Plan, this is not an aftermarket product! area. Let Broadmoor Motors save you time and money when buying your next quality, Pre-Owned Car, Family Minivan, All Wheel Drive SUV, Commercial Van or Work Truck. Whether you need to replace your current car, minivan, truck or SUV with a great used vehicle, we can help you out. Broadmoor Motors is here for all your Car Sales, and Auto Service needs in the Byron Center, Kentwood, Caledonia, Middleville, Hastings, greater Grand Rapids, Wayland, and Barry County area. With four locations to serve you in Middleville, Wayland, Hastings, and Caledonia, we’re here for all your Sales & Service needs. Give us a call at 616.698.9595 in Caledonia, 269.397.2400 in Wayland, 269.205.2613 in Middleville or 269.320.6304 in Hastings to see how we can get you back on the road!

Fall is returning to West Michigan and along with it, plenty of sporting events to attend with family and friends to root for your favorite team! Whether your sport of choice is football, soccer or the various types of car racing, one thing is certain… having a vehicle that’s ready to become a tailgating supercar will add fun and excitement to any event. Here are our tips on how to get your ride tailgate ready!

1. Create A Gameplan

Your favorite team wouldn’t step out onto the field without formulating a plan ahead of the big game and neither should you! Before you go, start by finding out what the weather conditions will be like the day of the event, which anyone in the greater Grand Rapids area knows can vary from one extreme to the other! Decide ahead of time if raincoats, umbrellas, hats, gloves, blankets, popup tent, shorts and tank tops, or long pants and jackets are necessary to have fun and keep comfortable while cheering from the sidelines. Pro Tip: Be sure to keep both sunblock and sunscreen packed in your vehicle for protection during sunny days and buggy nights.

2. Pack The Essentials

Tailgating is synonymous with really great food and some fun drinks so plan your menu in advance to know how much space you’ll need and what additional tools and utensils you’ll need to take. Some common helpful items include spatulas, plastic utensils, paper plates, resealable plastic zip-lock storage bags, favorite condiments and seasonings, trash bags, paper towels, wet wipes, hand sanitizer, sharpie markers, duct tape, chairs, table, cooler, grill and depending on the sporting event, a bottle and wine opener.  Pro Tip: Pack items in clear plastic storage bins to make finding items easier.

3. Don’t Forget To Decorate

Tailgating is the perfect time to put your team spirit on literal display for everyone to see! Don’t miss out on the opportunity to add some fun decorations to your vehicle and the gear you bring to setup. Window paint is an easy way to add fun, supportive messages for your favorite team or your favorite team player and it also comes in a variety of colors so finding one to match your team should be easy. And since it is designed to use on glass, it can be easily removed in between sporting events for those who might not want to keep it on display during their everyday life. Antennae toppers are also a quick way to identify your vehicle in a parking lot packed with cars and can easily become a way to show your support as well. Pro Tip: Erasable chalkboards and decorations on your cooler can add some fun flair to your gear. 

4. Bring Entertainment

Eat, drink and be merry… those are the three ambitions of any great tailgater ;) Once you know exactly what food, drinks and gear you’ll be bringing, it’s time to decide what fun games you can play while partying in the parking lot. Classic yard games are a great way to start and can include a football or frisbee to toss around, cornhole, ladder ball, washer toss, beer pong, ring toss, KanJam, spikeball, and giant Jenga are crowd favorites and a great way to cycle in new teams to keep people from getting bored. Pro Tip: Start a tournament to bring your game playing to a whole new level of competition with points awarded for each round until the victor is crowned. 

5. Know Who’s Driving

If your tailgating event involves a high school football or soccer game, chances are you won’t need to decide who is driving after the game. But for the events where you might be imbibing, choosing a designated driver ahead of time will not only help you avoid endangering yourself and others on the road but keep you from unwanted trouble with the law. Always play it safe before watching your players and know who will be driving home after the sporting event when alcohol is involved.

If you find yourself searching for your next used SUV, minivan, truck or car to fit your needs and your budget, we invite you to check out all of our theft recovered inventory or all of our current inventory of Used Trucks, Vans, SUVs and Cars. At Broadmoor Motors, we specialize in finding the right used minivan, truck, SUV or car to fit your personal or business needs, all while giving you the best deal we can on both your purchase and trade-in. Our family has been in the car business for over 60 years and continues to be family owned and operated in all of our Caledonia, Hastings and Wayland locations with financing available to those who qualify. We will find you the right vehicle to fit both your budget and your needs in a pressure-free environment.

Check out our reviews online and buy with confidence!! Family Owned & Operated and with Financing Available, we stand behind our Vehicles and our Warranty so you can be assured your used Car, Truck, Van or SUV will be reliable! Broadmoor Motors is your local choice for Car Sales in the greater Hastings, Middleville, Caledonia, Grand Rapids, Wayland, Byron Center, Dorr, Hopkins, Kalamazoo, Battle Creek, Lansing, Lake Odesa, Kentwood, Holland, Zeeland, Moline, Cutlerville, Wyoming, Hudsonville, Grandville, Jenison, Hamilton, Ionia and Allegan. Ask about our BMG Protection Plan, this is not an aftermarket product! area. Let Broadmoor Motors save you time and money when buying your next quality, Pre-Owned Car, Family Minivan, All Wheel Drive SUV, Commercial Van or Work Truck. Whether you need to replace your current car, minivan, truck or SUV with a great used vehicle, we can help you out. Broadmoor Motors is here for all your Car Sales, and Auto Service needs in the Byron Center, Kentwood, Caledonia, Middleville, Hastings, greater Grand Rapids, Wayland, and Barry County area. With three locations to serve you in Wayland, Hastings, and Caledonia, we’re here for all your Sales & Service needs. Give us a call at 616.698.9595 in Caledonia, 269.397.2400 in Wayland or 269.320.6304 in Hastings to see how we can get you back on the road!

 

What’s a startling statistic that no parent wants to hear? Car crashes are the leading cause of death in children ages 1-13 annually. While that statistic can be alarming, the good news is that there are steps parents can take to greatly reduce the risk of fatalities and injuries to their children. Child Passenger Safety Week takes place in the third week of September and was created by the National Highway Traffic Safety Administration in an effort to bring awareness not only to the unnecessary number of child injuries and deaths each year in automobile accidents but to the importance in proper car restraint and seat belt usage for children riding in vehicles as well.

Child Car & Booster Seats

Car seats, booster seats and seat belts have been proven to save lives and prevent injuries but shockingly it’s been found that anywhere between 72% and 84% of all restraints being misused in a critical way. Some of these errors can include car seats installed improperly, using the wrong seat for the child’s age and size, loose harness straps and not being secured tightly with the seat belt. But while these critical errors are occurring so frequently, nearly all parents believe their own child’s car and booster seats are being used properly. Clearly understanding what type of seat your child should be in and how to properly use them is step one in preventing unnecessary harm.

  • Infant Car Seat – Infant car seats are designed to be used rear-facing only and from newborn babies to older babies until they outgrow them, often at 8 or 9 months of age. Once they are outgrown (usually around 30lbs), it is recommended that parents move their child to an all-in-one car seat or convertible car seat. Infant car seats should be tilted at a 45 degree angle, with chest clips even to their armpits and snugly secured across their chest and over hips.
  • All In One Car Seat – All in one car seats work to grow alongside your child, beginning with rear-facing to forward-facing and then becoming a car booster seat when the child is ready. This option allows for children to remain rear-facing longer (up to age 2) which many experts agree decreases both the risk of death and injury in children.
  • Convertible Car Seat – Convertible car seats can give parents more options for usage while also allowing children to remain rear-facing longer. As all in one car seats, convertible car seats can be used with a harness and tether and allow for children to remain rear-facing up to age 2. Convertible car seats do not convert to booster seats in the future.
  • Booster Seats – Booster seats are designed to boost a child’s height allowing seat belts to sit properly across their body and lay properly along their lap. Booster seats with high backs also can provide head and neck support for vehicles that do not have headrests while backless booster seats are available for vehicles that do have headrests that can support the child properly. Booster seats are recommended for children ages 4-8 years old and until the seat belt can sit correctly, typically when the child is 4 feet 9 inches tall.
  • Seat Belts – While there is the recommended height of 4 feet 9 inches, it is important that parents keep their child in a booster seat until the seat belt can be worn properly with the lap belt lies snugly across the upper thighs (not the stomach) and the shoulder harness laying snug across the shoulder and chest (not across the face or neck). Kids may begin asking if they can sit in the front seat once a booster seat is no longer required but it is strongly recommended to keep them in the rear seat until at least age 12.

In addition to utilizing the correct seat designed to keep your child safe at every stage, it is highly recommended that parents register their car seat and booster seats so they can be made aware of any recalls that take place and to have their car seat checked annually to make sure it is installed correctly.

 

If you find yourself searching for your next used SUV, minivan, truck or car to fit your needs and your budget, we invite you to check out all of our theft recovered inventory or all of our current inventory of Used Trucks, Vans, SUVs and Cars. At Broadmoor Motors, we specialize in finding the right used minivan, truck, SUV or car to fit your personal or business needs, all while giving you the best deal we can on both your purchase and trade in. Our family has been in the car business for over 60 years and continues to be family owned and operated in all of our Caledonia, Hastings and Wayland locations with financing available to those who qualify. We will find you the right vehicle to fit both your budget and your needs in a pressure-free environment.

Check out our reviews online and buy with confidence!! Family Owned & Operated and with Financing Available, we stand behind our Vehicles and our Warranty so you can be assured your used Car, Truck, Van or SUV will be reliable! Broadmoor Motors is your local choice for Car Sales in the greater Hastings, Middleville, Caledonia, Grand Rapids, Wayland, Byron Center, Dorr, Hopkins, Kalamazoo, Battle Creek, Lansing, Lake Odesa, Kentwood, Holland, Zeeland, Moline, Cutlerville, Wyoming, Hudsonville, Grandville, Jenison, Hamilton, Ionia and Allegan. Ask about our BMG Protection Plan, this is not an aftermarket product! area. Let Broadmoor Motors save you time and money when buying your next quality, Pre-Owned Car, Family Minivan, All Wheel Drive SUV, Commercial Van or Work Truck. Whether you need to replace your current car, minivan, truck or SUV with a great used vehicle, we can help you out. Broadmoor Motors is here for all your Car Sales, and Auto Service needs in the Byron Center, Kentwood, Caledonia, Middleville, Hastings, greater Grand Rapids, Wayland and Barry County area. With three locations to serve you in Wayland, Hastings and Caledonia, we’re here for all your Sales & Service needs. Give us a call at 616.698.9595 in Caledonia, 269.397.2400 in Wayland or 269.320.6304 in Hastings to see how we can get you back on the road!

 

Labor Day weekend marks the end of summer to most but to school-age children and their parents, it also indicates it’s time to go back to school. Regardless if you have your own kids returning for another school year or not, as drivers, we should recognize the returning hazards and happenings that correlate with the school year beginning. These can include school bus stops, school zones, added pedestrians and possible cyclists. Here is our back to school driving tips as we encounter kids head back for another year of learning.

 

School Bus Stops

Today’s school buses are designed with safety in mind and are proven to be the safest form of transportation available to kids commuting to school but they are also limited to how much protection they can offer students when kids are boarding or deboarding the school bus. And that’s where driver awareness and mindfulness for kids’ safety comes into play. While some drivers choose to ignore school bus laws entirely and pass them illegally, there are many who might find themselves caught in situations where they are confused about the right way to treat a bus stop and a refresher on school bus stop laws are a good idea. Whether you have been driving for years or a brand new licensed driver, it’s important to know exactly the following rules.

The Michigan State Police website states:

School bus safety tips for drivers:

  • Prepare to stop when a slowing bus has its overhead yellow lights flashing
  • Stop at least 20 feet away for buses when red lights are flashing, unless driving in the opposite direction on a divided highway
  • Slow down in or near school and residential areas
  • Look for clues-such as safety patrols, crossing guards, bicycles, and playgrounds-that indicate children might be in the area
  • Watch for children between parked cars and other objects

School buses are like traffic signals

  • When overhead lights are flashing yellow: Prepare to stop
  • When overhead lights are flashing red: Stop
  • When hazard warning lights are flashing: Proceed with caution

School bus safety tips for students:

  • Always stay in sight of the bus driver
  • Don’t hurry off the bus; check traffic first
  • Don’t go back to the bus after exiting

 

School Zones

School buses out on the roads in the early morning or late afternoon isn’t the only reminder that school is now back in session. Along with them, drivers may also encounter school zones. The Michigan Vehicle Code defines a “School zone” as school property on which a school building is located and the adjacent property. A school zone extends not more than 1,000 feet from the school property line in any direction. They are often indicated by a flashing light on a reduced speed sign on area roadways with the timeframes that they are in effect from and reduces the speed by not more than 20 mph of the regularly posted speed limit. Drivers should be very aware of where school zones are located, reduce their speed and be extremely alert when traveling through them to keep children who may be walking, biking or crossing the roadway.

 

Pedestrians & Cyclists

While a lot of kids ride a school bus or travel to and from school with their parents, there are still many others that may be walking to school or a bus stop and others that might choose to ride their bicycle to school. Young children can spontaneous and make poor decisions on where and when to cross the road but middle and high school age kids can easily become distracted while using their phones. In fact, a recent study showed that 20% of high school students admitted to crossing the street while being distracted by their phones! Despite what age of the kids you may encounter, drivers should always be cautious and expect the unexpected, particularly in residential areas where kids are more likely to be found, while passing pedestrians on the road or sidewalks, and never block crosswalks when stopping at red lights and stop signs.

If you find yourself searching for your next used SUV, minivan, truck or car to fit your needs and your budget, we invite you to check out all of our theft recovered inventory or all of our current inventory of Used Trucks, Vans, SUVs and Cars. At Broadmoor Motors, we specialize in finding the right used minivan, truck, SUV or car to fit your personal or business needs, all while giving you the best deal we can on both your purchase and trade in. Our family has been in the car business for over 60 years and continues to be family owned and operated in all of our Caledonia, Hastings and Wayland locations with financing available to those who qualify. We will find you the right vehicle to fit both your budget and your needs in a pressure-free environment.

Check out our reviews online and buy with confidence!! Family Owned & Operated and with Financing Available, we stand behind our Vehicles and our Warranty so you can be assured your used Car, Truck, Van or SUV will be reliable! Broadmoor Motors is your local choice for Car Sales in the greater Hastings, Middleville, Caledonia, Grand Rapids, Wayland, Byron Center, Dorr, Hopkins, Kalamazoo, Battle Creek, Lansing, Lake Odesa, Kentwood, Holland, Zeeland, Moline, Cutlerville, Wyoming, Hudsonville, Grandville, Jenison, Hamilton, Ionia and Allegan. Ask about our BMG Protection Plan, this is not an aftermarket product! area. Let Broadmoor Motors save you time and money when buying your next quality, Pre-Owned Car, Family Minivan, All Wheel Drive SUV, Commercial Van or Work Truck. Whether you need to replace your current car, minivan, truck or SUV with a great used vehicle, we can help you out. Broadmoor Motors is here for all your Car Sales, and Auto Service needs in the Byron Center, Kentwood, Caledonia, Middleville, Hastings, greater Grand Rapids, Wayland and Barry County area. With three locations to serve you in Wayland, Hastings and Caledonia, we’re here for all your Sales & Service needs. Give us a call at 616.698.9595 in Caledonia, 269.397.2400 in Wayland or 269.320.6304 in Hastings to see how we can get you back on the road!

 

You wouldn’t buy a pair of shoes without trying them on but when faced with the decision to spend thousands or even tens of thousands of dollars on a newer vehicle, a shocking number of people are foregoing a test drive! Shockingly, evidence suggests that half of the people who purchased a vehicle recently didn’t bother to take it for even a rudimentary spin around the block before signing on the dotted line and handing over their hard-earned dollars. If you’d like to avoid being taken for a figurative ride on the purchase of your new ride, we suggest taking these steps on how to take the perfect test drive.

 

Start At A Reputable Dealer

One of the biggest necessities in buying a preowned vehicle is trust… both in the vehicle you’re buying but also in the person you are buying it from. To ensure you feel more comfortable during the entire transaction, we suggest starting your search with dealerships with a great reputation. You can start by asking friends and family who they’ve dealt with in the past to gather their experiences, both positive and negative, can be a great starting point but diving deeper into online reviews might tell you more. Reviews are there to help future customers know how past customers felt about their experience. No business is immune to getting a poor review from time to time from an unreasonable or unruly customer but if you are consistently reading about bad experiences from a specific dealership, buyer beware.

 

Check Out The Exterior

Before you grab the keys to take the prospective vehicle for a spin, take a cruise around the vehicle to check out the condition of the exterior. Take note of how much tread is still left on the tires, if there is any uneven wear, and if there is any rust, dents or scratches along the body. Then check the windshield for any cracks or chips and the condition of the windshield wipers.

 

Climb On In

While it’s important to take a good look at the exterior, the most important factors (much like people) are what’s on the inside. For starters, was it easy to get into the vehicle? Can you easily see over the dash and the gauges on the dashboard? How comfortable are the seats? Does it offer lumbar support and raise or lower to a height appropriate for you to drive safely? Are the gauges obstructed from view or can you see them clearly on the dashboard? Do the pedals adjust and if not, are they an appropriate distance for you?

 

Take It For A Cruise

If everything feels good, now is the chance to take it out on the open road to see how it drives. Keep in mind how you’ll be using it day to day, such as city driving or freeway and adjust as needed to get a good feel for how it shifts or handles curves and hills. Be sure to take it far enough distance to experience how it handles in stop and go traffic, as well as at how it feels at higher speeds. Does it accelerate smoothly and is there enough power? Is the steering responsive and is it a smooth ride over bumps?

 

Try Out The Options

You may have options in mind when you set out car shopping and you’ll want to make sure the one you are test driving checks off all of the boxes. If it does, there may be more than what you are already decided were necessary. Once you are back on the lot, take a look at all the added bells and whistles to see if they are working and if needed… find out how they work. If the vehicle comes with an infotainment screen on the dash, can you access it safely while driving? Something that has become less a luxury but a safety feature is if there hands-free buttons on the steering wheel so you don’t have to take your hands off of it to change the radio or answer a call?

 

Decide If It’s Right For You

Now that you’ve spent some time driving the vehicle and inspecting the interior and exterior, you probably have a good idea if it’s the right vehicle for you. But buying a vehicle is a big investment and there’s no need to rush into it. Unless you know it’s the perfect fit, it’s ok to take a day or two to think about it. In fact, a good salesman at a reputable dealership like Broadmoor Motors, wants you to be confident in your purchase and won’t mind you taking time to weigh the pro’s and if there are any cons.

 

If you find yourself searching for your next used SUV, minivan, truck or car to fit your needs and your budget, we invite you to check out all of our theft recovered inventory or all of our current inventory of Used Trucks, Vans, SUVs and Cars. At Broadmoor Motors, we specialize in finding the right used minivan, truck, SUV or car to fit your personal or business needs, all while giving you the best deal we can on both your purchase and trade in. Our family has been in the car business for over 60 years and continues to be family owned and operated in all of our Caledonia, Hastings and Wayland locations with financing available to those who qualify. We will find you the right vehicle to fit both your budget and your needs in a pressure-free environment.

Check out our reviews online and buy with confidence!! Family Owned & Operated and with Financing Available, we stand behind our Vehicles and our Warranty so you can be assured your used Car, Truck, Van or SUV will be reliable! Broadmoor Motors is your local choice for Car Sales in the greater Hastings, Middleville, Caledonia, Grand Rapids, Wayland, Byron Center, Dorr, Hopkins, Kalamazoo, Battle Creek, Lansing, Lake Odesa, Kentwood, Holland, Zeeland, Moline, Cutlerville, Wyoming, Hudsonville, Grandville, Jenison, Hamilton, Ionia and Allegan. Ask about our BMG Protection Plan, this is not an aftermarket product! area. Let Broadmoor Motors save you time and money when buying your next quality, Pre-Owned Car, Family Minivan, All Wheel Drive SUV, Commercial Van or Work Truck. Whether you need to replace your current car, minivan, truck or SUV with a great used vehicle, we can help you out. Broadmoor Motors is here for all your Car Sales, and Auto Service needs in the Byron Center, Kentwood, Caledonia, Middleville, Hastings, greater Grand Rapids, Wayland and Barry County area. With three locations to serve you in Wayland, Hastings and Caledonia, we’re here for all your Sales & Service needs. Give us a call at 616.698.9595 in Caledonia, 269.397.2400 in Wayland or 269.320.6304 in Hastings to see how we can get you back on the road!

Summertime often brings road trips and travel to people in West Michigan. And whether it’s a short jaunt to the beach, the park or taking a longer distance trip to a vacation destination, many people are opting to take their pooch with them in lieu of leaving them home alone. Before you bring man’s best friend along for the ride, check out these ways to keep your pet safer in the car.

 

It Starts With You

The best way to keep your pet safe while you are driving might come as a surprise but it ultimately begins with you as a driver. We all realize how detrimental distracted driving is to the safety of everyone on the road but frequently, drivers fail to comprehend how distracting some things may be in a vehicle, including their beloved pet. Particularly when they are sitting on your lap while you are driving. Commit to lessening your distractions by never driving with your dog on your lap, regardless of how long you have been doing so in the past. Not only is it a danger to you and your pup, but to others who are sharing the road.

 

Buckle Them Up

There’s a reason why there are seatbelt laws for people… seatbelts work! Pet who are involved in vehicular accidents without being restrained greatly run the risk of suffering serious injuries such as broken bones, internal injuries, severe trauma and even death. They also run the risk of becoming a missile launched towards you in the event of a collision. Even at speeds as low as 25mph, an unrestrained pet can be launched forward at a force equal to 40 times its weight! Additionally, pets can become disoriented and afraid after a collision and run away from the scene of the crash.  Not only does this increase their chance of becoming lost in an unknown area, but it also prevents them from receiving medical attention that might be needed as quickly as they should.

Do your beloved pet and yourself a favor by finding a safe method to restrain them while inside the vehicle every time. There are many ways to keep your pet safely restrained in a moving car, van, truck or SUV.  Be sure to find the one that works best for you and your pet.  A crate that has been safely secured to avoid shifting or sliding is one way to keep your pet safe.  It should be large enough for your pet to sit, stand, turn around or lie down while riding inside.  A similar option for smaller dogs under 20 pounds or cats would be a pet carrier or a pet seat.  These devices can be secured by a seatbelt to keep them safe and an added bonus is they can be used as a carrier when you reach your destination.  Likewise, a harness designed and approved to be used in vehicles, used in tandem with a pet seat belt, can keep them safe.  Just use caution when purchasing them as there are no government standards or testing in place to regulate their safety.

 

Plan Your Feedings

Not every pet loves riding in a vehicle and even those that do may experience motion sickness if they begin the trip with a full belly. It can also lead to unpleasant bathroom accidents on your upholstery. But feeding Fido 3-4 hours before you intend to travel can help lessen the chance of them becoming nauseated and vomiting inside the vehicle or having an accident either out of fear or sheer necessity.

 

Be Prepared

Whether it’s a long trip to another state or short cruise to somewhere local in Grand Rapids, it’s important to be prepared. Be sure to pack a leash if they are traveling in a safety harness or crate inside the vehicle and water if you plan on being gone for any significant time period. For longer trips, it’s important to bring along some staples to keep them happy and safe. These should include a bowl, bottled water, food, a favorite toy to chew or play with on the way and a pillow or blanket to make them feel more secure. Also, it’s important to plan out any stops you’ll need to make along the way and if your pet will be allowed to join you inside any store or restaurant. Play it smart and avoid any risk to your beloved pet by foregoing leaving them unattended, even for short periods of time.

 

 

If you find yourself searching for your next used SUV, minivan, truck or car to fit your needs and your budget, we invite you to check out all of our theft recovered inventory or all of our current inventory of Used Trucks, Vans, SUVs and Cars. At Broadmoor Motors, we specialize in finding the right used minivan, truck, SUV or car to fit your personal or business needs, all while giving you the best deal we can on both your purchase and trade in. Our family has been in the car business for over 60 years and continues to be family owned and operated in all of our Caledonia, Hastings and Wayland locations with financing available to those who qualify. We will find you the right vehicle to fit both your budget and your needs in a pressure-free environment.

Check out our reviews online and buy with confidence!! Family Owned & Operated and with Financing Available, we stand behind our Vehicles and our Warranty so you can be assured your used Car, Truck, Van or SUV will be reliable! Broadmoor Motors is your local choice for Car Sales in the greater Hastings, Middleville, Caledonia, Grand Rapids, Wayland, Byron Center, Dorr, Hopkins, Kalamazoo, Battle Creek, Lansing, Lake Odesa, Kentwood, Holland, Zeeland, Moline, Cutlerville, Wyoming, Hudsonville, Grandville, Jenison, Hamilton, Ionia and Allegan. Ask about our BMG Protection Plan, this is not an aftermarket product! area. Let Broadmoor Motors save you time and money when buying your next quality, Pre-Owned Car, Family Minivan, All Wheel Drive SUV, Commercial Van or Work Truck. Whether you need to replace your current car, minivan, truck or SUV with a great used vehicle, we can help you out. Broadmoor Motors is here for all your Car Sales, and Auto Service needs in the Byron Center, Kentwood, Caledonia, Middleville, Hastings, greater Grand Rapids, Wayland and Barry County area. With three locations to serve you in Wayland, Hastings and Caledonia, we’re here for all your Sales & Service needs. Give us a call at 616.698.9595 in Caledonia, 269.397.2400 in Wayland or 269.320.6304 in Hastings to see how we can get you back on the road!

Drivers Training is a great starting point for teaching young teens the rules of the road and to get them some experience behind the wheel, but as any parent of a new driver has already figured out, there is still plenty to learn before they should begin driving on their own. Michigan’s Graduated Licensing Program puts that responsibility in the hands of parents and guardians with a Graduated Level 1 License by requiring 50 hours of driving, with 10 of those being nighttime hours spent with their teen behind the wheel before they can even attempt to pass their driving test and gain their Graduated Level 2 License. During that time, here are the ten things to teach your young driver so you (and they) can feel confident behind the wheel.

 

Good Drivers Aren’t Born, They’re Made

One of the most dangerous things about young drivers learning how to navigate the roads is that they simply lack experience which is one of the most critical elements of becoming a good driver. Although some may believe that people are either born natural drivers or they aren’t, the truth is that a good driver is created by consistently honing their craft by driving frequently.

 

Practice Makes Progress

They used to say practice makes perfect but more often we’ve found that practice makes progress. With each new element that teen drivers are introduced to such as night driving, inclement weather the closer they can come to mastering it. So while it may make parents nervous to let their teens try new situations, in the end it’s exactly what they need to experience to become a safe driver. That being said, it’s important to gauge where your young driver is at in their lessons to determine if they are ready for the next challenge.

 

Look & Scan Ahead

In talking to a 3rd Party State Road Tester, he shared how studies have shown that new drivers only scan their mirrors a tiny fraction of the amount that seasoned drivers do. By not doing so, young drivers don’t have as much time to react to situations as someone else with more experience. Constantly remind your driver to be looking approximately 12-15 seconds ahead of the vehicle, as well as scanning their mirrors every 5-8 seconds. This will make them not only more spatially aware of vehicles around them, it will give them more options to avoid a collision.

 

Drive Defensively

the National Safety Council’s Defensive Driving Course defines defensive driving skills as “driving to save lives, time, and money, in spite of the conditions around you and the actions of others.” It is being aware of your surroundings, being prepared for the unexpected and not assuming that the other driver will do what they are supposed to while giving yourself time to react in case they do not. This is achieved by maintaining an awareness of road conditions, such as slowing traffic or construction ahead, as well as anticipating potential hazards, like erring drivers or bad weather.

 

No Distractions

Distracted driving accounts for approximately 25% of all motor vehicle crash fatalities but reported to be a cause of more than an alarming 58% of all teen crashes. While distracted driving has been called an American epidemic, the sad truth is it is completely preventable. Talk to your teen frequently about the hazards of driving while distracted and your expectations for them to remove possible distractions from themselves before getting behind the wheel.

 

Know The Vehicle

Have you ever rented a vehicle and felt completely frazzled when you didn’t know how to turn the headlights on when you needed them or even the windshield wipers? If you have, you can empathize with your young driver that they probably don’t know what all the gadgets and switches do in your vehicle when they start driving. Take the time to go over how to use everything, including the ac and heat, radio, headlights, wipers, etc in the vehicle before they need to use them to help reduce anxiety and to keep them safer on the road.

 

Getting Gas

It’s something you don’t even think about anymore but your teen has probably never pumped gas before. Take them to the pump and show them how to work the credit card machine at the pump and how to go inside to pay just in case they need to use either. Show them the small arrow above their gas gauge that denotes which side of the vehicle their tank is on and go over which level of octane they should always use when getting gas.

 

Unofficial Rules Of The Road

Every seasoned driver knows there are unofficial rules of the road that we all expect people to follow. Whether it’s waving your thanks when someone lets you in or giving people space to merge on the highway, they are just nice customs we’ve created over the years. To save your teen driver from inadvertently angering another driver try to discuss these unwritten rules as they earn their hours behind the wheel with their GDL 1.

 

Drive-Thrus

If you’ve ever noticed all the different colors on the posts at fast food and bank drive-thrus, then it should come as no surprise that these narrow drives can be tricky for drivers to navigate. Help your teen spare their vehicle an unsightly scrape down the side by practicing with them while you’re in the vehicle and can help guide them along.

 

Passenger Safety

Many teens think that their role as a driver stops at controlling the vehicle but the truth is they should think of themselves as captains of their vehicle With this mindset, they are in charge of the safety of everyone inside their vehicle and as such, they need to make sure passengers are buckled properly and are not partaking in any unsafe behavior that can distract them as the driver and/or cause harm to themselves while they are riding along.

 

 

If you find yourself searching for your next used SUV, minivan, truck or car to fit your needs and your budget, we invite you to check out all of our theft recovered inventory or all of our current inventory of Used Trucks, Vans, SUVs and Cars. At Broadmoor Motors, we specialize in finding the right used minivan, truck, SUV or car to fit your personal or business needs, all while giving you the best deal we can on both your purchase and trade in. Our family has been in the car business for over 60 years and continues to be family owned and operated in all of our Caledonia, Hastings and Wayland locations with financing available to those who qualify. We will find you the right vehicle to fit both your budget and your needs in a pressure-free environment.

Check out our reviews online and buy with confidence!! Family Owned & Operated and with Financing Available, we stand behind our Vehicles and our Warranty so you can be assured your used Car, Truck, Van or SUV will be reliable! Broadmoor Motors is your local choice for Car Sales in the greater Hastings, Middleville, Caledonia, Grand Rapids, Wayland, Byron Center, Dorr, Hopkins, Kalamazoo, Battle Creek, Lansing, Lake Odesa, Kentwood, Holland, Zeeland, Moline, Cutlerville, Wyoming, Hudsonville, Grandville, Jenison, Hamilton, Ionia and Allegan. Ask about our BMG Protection Plan, this is not an aftermarket product! area. Let Broadmoor Motors save you time and money when buying your next quality, Pre-Owned Car, Family Minivan, All Wheel Drive SUV, Commercial Van or Work Truck. Whether you need to replace your current car, minivan, truck or SUV with a great used vehicle, we can help you out. Broadmoor Motors is here for all your Car Sales, and Auto Service needs in the Byron Center, Kentwood, Caledonia, Middleville, Hastings, greater Grand Rapids, Wayland and Barry County area. With three locations to serve you in Wayland, Hastings and Caledonia, we’re here for all your Sales & Service needs. Give us a call at 616.698.9595 in Caledonia, 269.397.2400 in Wayland or 269.320.6304 in Hastings to see how we can get you back on the road!

 

While most people would love to have all the latest whistles and gadgets that come in a new vehicle, that’s not always possible with everyone’s budget. But the great news is… just because you need to purchase a vehicle that is missing some of the extra options you are looking for, doesn’t mean you have to do without!  Here are some terrific upgrades that are both budget-friendly and can help you bring your older vehicle into the 21st century.

 

Phone Mounts

Phone mounts might not be part of the recent wave of technological advancements in car technology but they are key components in creating a safe and legal way, when combined with other hands-free tools, to utilize your smartphone while you’re behind the wheel. By utilizing a phone mount, your phone can be raised up to your dashboard to mimic an infotainment screen where navigation on your phone can be utilized, as well as music apps. A variety of different options exist for mounting techniques to include being able to mount it to your windshield, vent or directly onto your dash, all at varying price points but largely affordable for even the strictest budget. Shop online at retailers like Amazon and in-store at places such as Office Depot to find one that works best for you.

 

Bluetooth Connector

By buying a Bluetooth transmitter or car kit, you are creating a veritable hands-free experience for your vehicle no matter the age, make or model. Simple, easy to install and affordable, these systems work by transmitting a signal from your phone to your stereo system without the need of an auxiliary cord, making it possible to listen to your music, stream a podcast, take in an audiobook or even take a phone call all without touching your phone! Better yet, some of these even offer a single or double USB port where you can charge your phone while you’re driving. With many options available, you can easily find one with great ratings for less than $25, making this one of the cheapest and easiest ways to upgrade your vehicle in an instant.

 

Backup Camera

Backup cameras have been shown to save lives and lawmakers began requiring car manufacturers to make them standard by the year 2018. But if your vehicle was manufactured before then, it might be missing this key safety feature. Fortunately, aftermarket backup cameras are pretty easy to come by these days and are often just as easy to install. With some starting under $50 and ranging to the hundreds, they are actually quite affordable for the peace of mind they can afford.

 

Remote Starter

Once an expensive add on, remote starters have become quite affordable and even easier to use. In previous modules, the user needed to be within a certain range in order to press the button to start their vehicle, they now can simply start it from an app on their smartphone from the comfort from their home or business. With price points from just over $100 to $300, if getting out in the cold during our harsh West Michigan winters doesn’t sound appealing, you can upgrade pretty easily to add on a remote option.

 

Parking Sensors

Parking sensors use high-frequency sound waves to detect objects near your vehicle. These sensors emit sound pulses that reflect off of nearby objects which a receiver detects the reflected waves and calculates the distance from your vehicle to the object to warn you when your vehicle is getting too close to an object. For less than $20, you can find parking sensor kits readily available online which are easy to install yourself.

 

Seat Heater/Cooler Unit

Surprisingly affordable, aftermarket seat heater and cooling units are appealing for many in Grand Rapids who have to battle both the extreme temperatures of our frosty winters and our humid summer days. And with prices beginning around $50 for dual units which are capable of cooling when your vehicle is hot and warming when its cold, their cost can be equally tantalizing. Shop online to find the best deal.

 

 

 

If you find yourself searching for your next used SUV, minivan, truck or car to fit your needs and your budget, we invite you to check out all of our theft recovered inventory or all of our current inventory of Used Trucks, Vans, SUVs and Cars. At Broadmoor Motors, we specialize in finding the right used minivan, truck, SUV or car to fit your personal or business needs, all while giving you the best deal we can on both your purchase and trade in. Our family has been in the car business for over 60 years and continues to be family owned and operated in all of our Caledonia, Hastings and Wayland locations with financing available to those who qualify. We will find you the right vehicle to fit both your budget and your needs in a pressure-free environment.

Check out our reviews online and buy with confidence!! Family Owned & Operated and with Financing Available, we stand behind our Vehicles and our Warranty so you can be assured your used Car, Truck, Van or SUV will be reliable! Broadmoor Motors is your local choice for Car Sales in the greater Hastings, Middleville, Caledonia, Grand Rapids, Wayland, Byron Center, Dorr, Hopkins, Kalamazoo, Battle Creek, Lansing, Lake Odesa, Kentwood, Holland, Zeeland, Moline, Cutlerville, Wyoming, Hudsonville, Grandville, Jenison, Hamilton, Ionia and Allegan. Ask about our BMG Protection Plan, this is not an aftermarket product! area. Let Broadmoor Motors save you time and money when buying your next quality, Pre-Owned Car, Family Minivan, All Wheel Drive SUV, Commercial Van or Work Truck. Whether you need to replace your current car, minivan, truck or SUV with a great used vehicle, we can help you out. Broadmoor Motors is here for all your Car Sales, and Auto Service needs in the Byron Center, Kentwood, Caledonia, Middleville, Hastings, greater Grand Rapids, Wayland and Barry County area. With three locations to serve you in Wayland, Hastings and Caledonia, we’re here for all your Sales & Service needs. Give us a call at 616.698.9595 in Caledonia, 269.397.2400 in Wayland or 269.320.6304 in Hastings to see how we can get you back on the road!

 

When you’re in the market for a new vehicle, there can be a lot to consider… what make, model and year are you looking to find, will you be buying new or used, and even if you’ll secure financing? If so, should you find it independently or should you finance through a dealership? While we may not be able to make some of those decisions for you, we can help provide helpful information regarding the positives and negatives of financing through a dealership.

Know Before You Go

Before you decide if financing through a dealership is the right choice for you, it’s important to know what your credit score is, what you can do to improve it and double-check there aren’t any errors in the report.  Your credit score includes information about you to lenders on where you live, if you’ve paid your bills late or on time, and whether you’ve been sued or have filed for bankruptcy before. The information found within that score is one of the biggest determining factors on not only being able to secure a loan but what interest rate you’ll end up paying for it once you do. Fully understanding how a great credit score can make the difference between securing your financing at an excellent rate or not even being able to get a loan at all, it only makes sense to do a little detective work into where your credit stands beforehand.  While many credit card companies offer credit reports monthly for free, the Fair Credit Reporting Act requires all 3 of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months.  By requesting a free copy of your credit report, you can verify that there are no errors that could end up costing you more or show you what habits you might need to change in order to raise it.  If errors are discovered, the law requires the company who gave the information to the credit bureau to correct it.  You can find more about your rights under the Fair Credit Reporting Act on the Federal Trade Commission’s website here.

 

 

All Loans Are Not Created Equal

Many people do not realize it but many dealerships tack on their own higher points to your financing in order to make more money on the sale of the vehicle. While Broadmoor Motors does not add points to interest rates, the average markup of other dealership’s interest being 1.8% per loan, that small amount can make a big difference in your long term cost of the vehicle.  Make sure you understand all aspects of your financing before signing on the dotted line including interest rate, length of the loan and any unnecessary fees that might have been added to the terms. Financing contracts are binding and you’ll find yourself with little recourse after the fact.  Working with trusted, reputable dealerships like Broadmoor Motors who offer transparent financing with many local credit unions and banks can help alleviate any undue risks and concerns.

 

 

The More You Know The Better

Now that you know it’s possible to secure financing with a trusted dealer without paying additional points, it’s important to arm yourself with knowledge before you start shopping so you can feel confident you’re getting the best rate possible. Whether you have a favorite local bank or credit union, we recommend shopping around to many in the area or even online to see what you dollar amount you can be approved for and what interest rates are available to you. Contrary to what you might expect, lenders are not required to give you the best rate you qualify for regardless of your credit score.  You’ll want to make sure you only shop around within a 2 week timeframe to ensure you don’t hurt your credit score.  When comparing offers from different lenders, make sure you look at more than just the interest they charge.  Keep an eye out for hidden fees, prepayment penalties and that the loan is for the same amount of time since paying longer on a loan can add more to the overall cost.

 

 

If you find yourself searching for your next used SUV, minivan, truck or car to fit your needs and your budget, we invite you to check out all of our theft recovered inventory or all of our current inventory of Used Trucks, Vans, SUVs and Cars. At Broadmoor Motors, we specialize in finding the right used minivan, truck, SUV or car to fit your personal or business needs, all while giving you the best deal we can on both your purchase and trade-in. Our family has been in the car business for over 60 years and continues to be family owned and operated in all of our Caledonia, Hastings and Wayland locations with financing available to those who qualify. We will find you the right vehicle to fit both your budget and your needs in a pressure-free environment.

Check out our reviews online and buy with confidence!! Family Owned & Operated and with Financing Available, we stand behind our Vehicles and our Warranty so you can be assured your used Car, Truck, Van or SUV will be reliable! Broadmoor Motors is your local choice for Car Sales in the greater Hastings, Middleville, Caledonia, Grand Rapids, Wayland, Byron Center, Dorr, Hopkins, Kalamazoo, Battle Creek, Lansing, Lake Odesa, Kentwood, Holland, Zeeland, Moline, Cutlerville, Wyoming, Hudsonville, Grandville, Jenison, Hamilton, Ionia and Allegan. Ask about our BMG Protection Plan, this is not an aftermarket product! area. Let Broadmoor Motors save you time and money when buying your next quality, Pre-Owned Car, Family Minivan, All Wheel Drive SUV, Commercial Van or Work Truck. Whether you need to replace your current car, minivan, truck or SUV with a great used vehicle, we can help you out. Broadmoor Motors is here for all your Car Sales, and Auto Service needs in the Byron Center, Kentwood, Caledonia, Middleville, Hastings, greater Grand Rapids, Wayland and Barry County area. With three locations to serve you in Wayland, Hastings and Caledonia, we’re here for all your Sales & Service needs. Give us a call at 616.698.9595 in Caledonia, 269.397.2400 in Wayland or 269.320.6304 in Hastings to see how we can get you back on the road!